Big data, 4IR and electronic banking and banking systems applications in South Africa and Nigeria
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DOIhttp://dx.doi.org/10.21511/bbs.15(2).2020.17
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Article InfoVolume 15 2020, Issue #2, pp. 187-199
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Efficient banking solutions are an integral part of the business integration of South African and Nigerian economies as the two largest economies in the continent. Security, effectiveness, and integration of banking systems are critical to the sustainable development of the African continent. Therefore, an empirical analysis of the production of research on banking services and systems was conducted. The aim of the study was to examine the robustness of the research findings on banking systems in terms of their importance for the economic sustainability of the continent in the era of the fourth industrial revolution. The study adopted a bibliometric analysis using software clusters to visualize the results. Due to higher visibility of outputs and likely citations, the results showed that the key terms from Google Scholar are ranked higher than outputs from Scopus. Main research interests were related to internet banking (f = 70), e-payment systems (f = 57), telephone banking (f = 56), automated teller machines (f = 54), and mobile banking (f = 40). The results also showed a very low research interest in the technical aspect of online banking services such as security (f = 19, TLS = 40), authentication (f = 17, TLS =33), network security (f =13, TLS = 33), computer crime (f = 16, TLS = 42), and online banking (f = 11, TLS =32). The study found there were insufficient outputs in the area of the fourth industrial revolution (4IR) and banking services in Africa. Future research trends should examine the impact of the 4IR and big data on the banking system, regional economic integration, and sustainable growth in the continent.
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JEL Classification (Paper profile tab)C88, G21
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References36
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Tables4
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Figures5
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- Figure 1. Banking halls and services availability in some Local Government of Ekiti State
- Figure 2. Output distribution by sources
- Figure 3. International collaboration based on co-authorship by countries
- Figure 4. Top 35 keyword co-occurrences (Scopus dataset)
- Figure 5. Isolated key phrases related to crime and banking systems
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- Table 1. Co-citation outputs by source and citation analysis
- Table 2. Co-authorship outputs and citation analysis by countries
- Table 3. Top 20 co-occurrences of key phrases and all major terms arranged based on the TLS (f = 1,300) of the Scopus database
- Table 4. Keyword relevance based on Google Scholar outputs
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Adoption of Mobile Banking and Perceived Risk in GCC
Kavita Chavali
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Ajith Kumar
doi: http://dx.doi.org/10.21511/bbs.13(1).2018.07
Banks and Bank Systems Volume 13, 2018 Issue #1 pp. 72-79 Views: 2289 Downloads: 505 TO CITE АНОТАЦІЯThe study deals with the adoption of mobile banking services by respondents in UAE and the perception of risk factors by them. A model was developed on the Customer Adoption Process of mobile banking. The model is validated based on the data collected using the questionnaire from a sample of 90 respondents in UAE. Factor analysis is used to evaluate and analyze the responses. Belief in technology and the value it creates are the major driving force for respondents to adopt mobile banking. Respondents perceive that mobile banking helps in proper financial planning due to continuous monitoring the transactions and time saving. Lack of privacy in the mobile banking transactions and not all banks offering mobile banking services in UAE are the major challenges perceived by the respondents for non-adoption of mobile banking. Respondents identify time risk, financial risk and performance risk as the most predominant risk factors compared to other risks in the adoption process.
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Competitiveness of the information economy industry in Ukraine
Tetiana Ponomarenko 
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Veronika Khudolei ,
Olha Prokopenko ,
Janusz Klisinski
doi: http://dx.doi.org/10.21511/ppm.16(1).2018.08
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Regulating Big Data effects in the European insurance market
Donatella Porrini
doi: http://dx.doi.org/10.21511/ins.08(1).2017.01
Insurance Markets and Companies Volume 8, 2017 Issue #1 pp. 6-15 Views: 1988 Downloads: 349 TO CITE АНОТАЦІЯThe article analyzes the regulatory framework in the insurance market in connection with the advent of Big Data, such as information collected from different sources that can be manipulated by new technologies. The use of Big Data offers significant opportunities to the insurance companies in terms of digitization of the distribution channels and greater knowledge of the customers, which is instrumental to a more effective identification of the individual’s risk profile, as well as improvement of the competitiveness. However, regulatory measures are needed for a proper use of Big Data in terms of respect of the individual privacy, potential discrimination and constraint on competition.
