Halyna Kuzmenko

Ukrainian banking institutions conduct their activity under the influence of various risks, which create critical situations for them. In this context, banks should pay more attention to their own security. The article analyzes the theoretical approaches to the concept of “banking security”, examines the level of banking security as a component of the financial and economic security of the state, and determines the ways to improve it. Banking security was analyzed based on the data of the National Bank of Ukraine and other banks that are part of the banking system of the country.
The current state of the banking system shows a decrease in the security since 2014 to the “danger zone”. This is facilitated by a great number of problem loans and foreign capital in the authorized capital of banks; the predominance of short-term lending over long-term one; continued unprofitableness and low liquidity of bank assets. Banking security was the guarantor of achieving financial security of the state. Therefore, the article outlines directions for improving the operation of banking institutions and the banking system as a whole, which will allow to improve banking security in the short term. This is, first of all, the legislative consolidation of the creditor rights protection, the expansion of the lending process, including in foreign currency, with the predomi-nance of long-term loans, the banks’ work in the direction of increasing their assets profitability, optimizing administrative costs, developing and using the latest informa¬tion technology to ensure the effective operation and information security of banks.

The relevance of the study is due to the spread of atypical forms of staff involvement in the work and the need to rethink the content of social and labor relations, implemented in cyberspace, the need to develop adequate to modern realities regulations of labor organization. The purpose of the study is to develop best practices in the organization of labor activities of employees engaged in crowdsourcing and to develop recommendations for regulating such work in accordance with Ukrainian legislation. The methodological basis of the study is formed by theories of self-organization of socio-economic systems, modern concepts of management and project management, the concept of decent work, the theory of social responsibility. Analysis of the achievements of domestic and foreign scientists in the field of labor organization, development of social and labor relations showed that despite the positive aspects of crowdsourcing remains many unresolved issues, including high risks of fraud, low liability, lack of social protection and more. The results of the study are aimed at overcoming these barriers by implementing the author’s regulations on the organization of work under crowdsourcing, which, in contrast to the existing ones, distinguishes three main employment clusters on the platforms; Crowdsourcing is analyzed in two planes (the grouping was based on the criterion of transaction costs (contract theory), namely as a specific form of organization and conduct of business and as a form of social contract between the state and community, business and society. immanent to the needs of today and take into account the variability of the ecosystem of the modern labor market, filled with qualitatively new content that meets the criterion of adaptability and takes into account modern best practices in organizing the work of crowdworkers.