Intention to use sharia e-commerce: Applying a combination of the technology acceptance model and theory of planned behavior
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Received January 16, 2023;Accepted May 23, 2023;Published June 1, 2023
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Author(s)Link to ORCID Index: https://orcid.org/0000-0002-3616-263XLink to ORCID Index: https://orcid.org/0009-0001-3539-3583Link to ORCID Index: https://orcid.org/0009-0005-6388-6931Link to ORCID Index: https://orcid.org/0000-0001-6802-8446
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DOIhttp://dx.doi.org/10.21511/im.19(2).2023.15
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Article InfoVolume 19 2023, Issue #2, pp. 184-197
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Cited by2 articlesJournal title: Banks and Bank SystemsArticle title: Why non-Muslims choose Islamic banking. Extended theory of planned behavior: a moderating factor of Islamic bank knowledgeDOI: 10.21511/bbs.18(3).2023.10Volume: 18 / Issue: 3 / First page: 112 / Year: 2023Contributors: Afief El Ashfahany, Dinda Ayu Siti Mutmainah, IsmanJournal title: Innovative MarketingArticle title: Digital coupons and Gen Z: An application of technology acceptance model with coupon proneness as a moderatorDOI: 10.21511/im.20(2).2024.06Volume: 20 / Issue: 2 / First page: 65 / Year: 2024Contributors: Neha Pandey, Nimish Gupta, Sanjay Rastogi, Rashika Rajan Singh, Manish Mishra
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This study aims to build a framework for the variables affecting interest in sharia e-commerce, such as attitude, subjective norms, perceived behavior control, perceived usefulness, perceived ease of use, and religiosity. Using a convenience sampling method, this analysis involved 212 young people, who represent the most significant proportion of e-commerce clients. The survey measurements and hypotheses testing used the partial least square structural equation modeling (PLS-SEM) approach. The results of the study show that attitude (ß = 0.261, p = 0.000), subjective norm (ß = 0.264, p = 0.000), perceived usefulness (ß = 0.241, p = 0.013), and perceived ease of use (ß = 0.185, p = 0.032) have a positive relationship with intention to use sharia e-commerce for youths. In addition, perceived ease of use (ß = 0.759, p = 0.000) also significantly affects perceived usefulness as a moderator to intention. In comparison, perceived behavior control (ß = –0.042, p = 0.505) was an insignificant factor in using sharia e-commerce. This study also shows that religiosity (ß = 0.648, p = 0.000) is essential in a person’s attitude toward intending to use sharia e-commerce. The insignificant relationship between perceived behavior control and intention to use sharia e-commerce is believed to be because both conventional and sharia e-commerce are easily operated. Thus, youth people have not noticed many differences in using sharia e-commerce.
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JEL Classification (Paper profile tab)D12, D22, L81
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References61
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Tables7
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Figures2
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- Figure 1. Research model
- Figure 2. Moderation modeling
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- Table 1. Measurement model
- Table 2. Demographics
- Table 3. Fornell-Larcker criterion
- Table 4. Cross-loadings
- Table 5. R square results
- Table 6. Path coefficients, t-statistics, and significant levels
- Table 7. Direct and indirect effects
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Conceptualization
Afief El Ashfahany, Fatimah Azzahra, Yayuli, Ibrahim Musa Unal
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Data curation
Afief El Ashfahany
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Formal Analysis
Afief El Ashfahany, Fatimah Azzahra, Yayuli
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Funding acquisition
Afief El Ashfahany
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Methodology
Afief El Ashfahany, Ibrahim Musa Unal
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Project administration
Afief El Ashfahany, Ibrahim Musa Unal
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Resources
Afief El Ashfahany, Ibrahim Musa Unal
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Supervision
Afief El Ashfahany, Fatimah Azzahra, Yayuli, Ibrahim Musa Unal
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Writing – review & editing
Afief El Ashfahany, Ibrahim Musa Unal
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Investigation
Fatimah Azzahra, Yayuli
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Software
Fatimah Azzahra, Yayuli
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Visualization
Fatimah Azzahra, Yayuli
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Writing – original draft
Fatimah Azzahra, Yayuli
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Validation
Ibrahim Musa Unal
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Conceptualization
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Synthesizing the economist’s and the psychologist’s approaches to litter control for sustainable waste management
Environmental Economics Volume 10, 2019 Issue #1 pp. 1-11 Views: 1888 Downloads: 170 TO CITE АНОТАЦІЯLittering has been a subject of inquiry by environmental economists, as well as social and environmental psychologists, each using a different theoretical and analytical toolkit. While economists see littering as an externality problem or a market failure, psychologists see it as a social behavior problem. Regardless of the discipline, both theories have a common goal: What factors affect littering behavior and how can it be curtailed? This paper, therefore, adopts theory-triangulation approach to review theories concerning littering. It concisely reviews the economist’s and the psychologist’s approaches to littering and their respective solutions. The finding from this review is that the psychological approaches to litter control are narrower in coverage than the economic approaches in that the former are applicable to smaller environmental settings or areas, such as school premises, office places, factories, and market places, as opposed to such lager settings as cities, states or the country at large to which economic instruments are usually applied. Despite the plethora of research extolling the virtues of economic approaches to litter control, their real-world application has not caught on. One of the factors responsible for this is the implementation costs and difficulty involved. The economic instruments are costlier than the psychological instruments, because the former cover a larger setting and entail a lot of bureaucracies. To better understand littering and find appropriate solutions to it, studies on littering should consider looking at littering holistically from this interdisciplinary perspective. Both the economist’s and the psychologist’s approaches to litter control should be synthesized for sustainable waste management. However, policymakers need to consider the available financial resources and the multifarious views of litter in policies relating to litter. An option for policymakers is to minimize those costs associated with implementing economic instruments.
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Entrepreneurship education and its impact on the entrepreneurship career intentions of vocational education students
Takawira Munyaradzi Ndofirepi , Patient Rambe doi: http://dx.doi.org/10.21511/ppm.15(1-1).2017.06Problems and Perspectives in Management Volume 15, 2017 Issue #1 (cont.) pp. 191-199 Views: 1622 Downloads: 1171 TO CITE АНОТАЦІЯThe rich body of literature examining the entrepreneurship education-entrepreneurship intention relations tends to neglect the influence of contingent and other mediating factors on the relationship. This elusion creates an erroneous assumption that entrepreneurship intentions are insulated from external influences and the entrepreneurship education-intentions relationship is an automatic, directly linear interaction. Contesting this premise, this research explores the influence of exposure to entrepreneurship education (EE), mediated by precursors (such as attitude, subjective norms and perceived behavioral control) to entrepreneurial intentions on the actual entrepreneurship intentions (EI) of vocational education students at a particular institution in Zimbabwe. Drawing on a cross-sectional research design and 154 randomly selected students, the study examines the extent to which they intended to engage in entrepreneurship careers in the near future. A non-parametric technique, the Spearman correlation test, and regression analysis were employed to test the relationships between EE on the direct determinants of EI, between the immediate determinants of EI and actual EI and to test a number of predictive effects. The results demonstrate that EE had a positive correlation with the direct determinants of EI. In addition, EE predicted all the immediate determinants of EI, except for subjective norms. Lastly, there was no evidence to support a direct predictive effect of EE on EI, controlling for other psychological factors. To a large extent, the results validated the Theory of Planned Behavior as a guiding tool for estimating any premeditated entrepreneurial behavior. Thus, the Theory remains an invaluable theoretical lens for academics, educators and policymakers’ evaluation of effective ways of enhancing the grooming of potential entrepreneurs.
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The influence of religiosity and self-efficacy on the saving behavior of the Іslamic banks
Banks and Bank Systems Volume 12, 2017 Issue #3 pp. 35-47 Views: 1489 Downloads: 708 TO CITE АНОТАЦІЯIndonesia is a country with the largest Muslim population in the world. However, since the Islamic banks were being established in Indonesia for about 20 years, their market share only accounts for about 5% in the Indonesian banking system. Muslim participations in using Islamic bank are relatively low. This study expands the Theory of Planned Behavior by adding the variables of religiosity and self-efficacy. Previous studies have not examined this new expanded model to analyze customers who participated in using the saving Islamic bank’s products and services. Based on 220 Islamic bank consumers who participated in the study, the study indicated that questionnaires about religiosity and self-efficacy had good external validity and could be adapted for the Indonesian culture context. The most interesting finding was that the religiosity variable strongly enhanced the use of Islamic banks. Similarly, this study found that the self-efficacy variable improved an intention of customers to participate in the Islamic banking system. This paper also discusses the implications of the findings and recommendations for future studies.